Loan Interest Report
Overview
Below is a business-focused explanation of the Loan Interest Report in Dafater.
Loan Interest Report – Business Overview
What Business Information This Report Provides
The Loan Interest Report gives a clear view of interest accrued on active loans over a selected period. It shows how much interest has been earned, when it was accrued, and which loans or customers are contributing to interest income.
This report is based on loan interest accrual records and helps the business understand: - Interest income earned but not yet received - Interest accumulation trends across loans or customers - Accuracy and completeness of loan interest calculations
When and Why to Use This Report
You should use this report when you need to: - Monitor interest income performance - Support monthly or quarterly financial closing - Review loan profitability - Validate that interest is being accrued correctly - Prepare data for accounting, audits, or management reporting
It is especially useful at period-end to ensure all loan interest has been properly recognized.
Key Columns and Their Business Meaning
While exact column names may vary, the report typically includes:
Loan ID / Loan Reference
Identifies the specific loan on which interest is accrued.Borrower / Customer
Shows which customer or employee is responsible for the interest income.Accrual Date / Posting Date
Indicates when the interest was recognized for accounting purposes.Interest Rate
The agreed rate used to calculate interest for the loan.Interest Amount
The value of interest earned during the selected period. This is a key indicator of revenue.Loan Outstanding Amount
Helps assess how interest relates to the remaining loan balance.Status
Confirms whether the interest accrual is active, posted, or adjusted.
Available Filters and Their Business Purpose
Common filters help narrow down data for specific analysis:
Date Range
Focus on interest accrued in a specific month, quarter, or financial year.Loan
Review interest performance for a specific loan.Borrower / Customer
Analyze interest income by customer or employee.Company / Business Unit
Useful when managing multiple entities or divisions.Status
Separate confirmed interest accruals from draft or reversed entries.
These filters help tailor the report for management reviews, audits, or reconciliations.
How to Interpret the Results for Business Decisions
- High interest amounts indicate strong revenue contribution from certain loans or customers.
- Unexpected variations may signal changes in loan balances, rate adjustments, or missed repayments.
- Consistent accruals confirm stable loan performance.
- Low or zero interest on active loans may highlight data issues or special loan terms.
Management can use this insight to adjust Dafater strategies, review pricing, or follow up on specific accounts.
Common Use Cases and Scenarios
- Finance team reviewing interest income before closing monthly accounts
- Management assessing loan portfolio profitability
- Audit and compliance verification of interest recognition
- Customer review meetings to explain interest charges
- Internal controls to ensure all active loans are generating expected interest
Summary
The Loan Interest Report in Dafater is a vital tool for tracking, analyzing, and validating interest income from loans. It supports informed financial decisions, ensures transparency, and strengthens control over loan performance and profitability.
Report Information
- Module: Loan Management
- Related DocType: Loan Interest Accrual
- Report Type: Script Report
- Standard: Yes