Loan Partner
Overview
Below is a business-focused explanation of the Loan Partner document type as used in Dafater.
Overview: What is the Loan Partner used for?
The Loan Partner document is used to manage and formalize relationships with external parties who collaborate with your organization in loan-related activities. These partners may source customers, co-finance loans, provide referrals, or support loan distribution and servicing.
In business terms, the Loan Partner acts as the official record that defines who the partner is, how they work with you, and how they are compensated or recognized within your loan operations.
Prerequisites and Setup Requirements
Before using the Loan Partner document, the following should be in place:
- A clear business agreement or understanding with the partner (such as referral terms, revenue sharing, or service scope)
- Defined loan products or Dafater programs where partners will be involved
- Internal policies for partner onboarding, compliance, and performance tracking
- Basic partner information such as legal name, contact details, and business classification
Having these elements ready ensures that each Loan Partner record reflects a real, approved business relationship.
Typical Workflow and Business Process Fit
Partner Identification
A potential partner is identified—such as a broker, agent, dealer, or financial institution.Partner Onboarding
The Loan Partner document is created to capture partner details, roles, and commercial terms.Operational Use
Once active, the partner can be linked to loan applications, customer referrals, or loan agreements.Tracking and Monitoring
Business teams use the Loan Partner record to monitor contribution, loan volumes, commissions, or partnership performance.Ongoing Relationship Management
The document supports renewals, changes in terms, or temporary suspension if business conditions change.
This workflow ensures partner involvement is structured, traceable, and aligned with business goals.
Key Business Scenarios Where Loan Partner Is Essential
Loan Sourcing and Referrals
When third parties bring customers or loan opportunities to your business.Co-Dafater or Joint Financing
When loans are funded or supported by another organization.Agent or Broker Networks
Managing multiple agents who represent your loan products in the market.Performance-Based Compensation
Tracking commissions or incentives tied to loans originated through partners.Regulatory and Audit Readiness
Maintaining a clear record of all external entities involved in Dafater activities.
Important Considerations for Users
- Ensure partner details are accurate and kept up to date to avoid disputes or payment errors.
- Clearly define the role and scope of each Loan Partner to prevent operational confusion.
- Regularly review partner performance and compliance with agreed terms.
- Use consistent criteria when onboarding partners to maintain fairness and control.
- Treat the Loan Partner document as a long-term relationship record, not just a one-time setup.
In summary, the Loan Partner document in Dafater is a critical business tool for managing external collaborations in loan operations. It brings clarity, accountability, and structure to partner-driven Dafater activities, supporting both growth and governance.
Basic Information
- Module: Loan Management
- Document Type: Other
Fields
| Field Name | Label | Type | Required | Options | Description |
|---|---|---|---|---|---|
| partner_code | Partner Code | Data | ✓ | - | Unique identifier for loan partner within Dafater |
| partner_name | Partner Name | Data | ✓ | - | Registered business name of the loan partner |
| partnerloanshare_percentage | Partner Loan Share Percentage | Percent | ✓ | - | Percentage of loan exposure shared by the partner |
| partialpaymentmechanism | Partial Payment Mechanism | Data | - | Method used to handle partial borrower repayments | |
| repaymentscheduletype | Repayment Schedule Type | Select | ✓ | , EMI (PMT) based, Collection at partner's perc... | Defines repayment calculation logic applicable for the partner |
| effective_date | Effective Date | Date | ✓ | - | Date from which partner terms become applicable |
| partnerbaseinterest_rate | Partner Base Interest Rate | Percent | ✓ | - | Base interest rate applicable to partner's loan share |
| enablepartneraccounting | Enable Partner Accounting | Check | - | Enable separate accounting entries for the loan partner | |
| organization_type | Organization Type | Select | ✓ | , Centralized, Decentralized | Defines whether partner operations are centralized or decentralized |
| primary_address | Primary Address | Link | Address | Linked primary business address of the partner | |
| address_html | Address HTML | HTML | - | Formatted display of partner address details | |
| shareables | Shareables | Table | Loan Partner Shareable | Configuration of amounts or components shared with partner | |
| fldgtriggerdpd | FLDG Trigger DPD | Int | - | DPD threshold triggering FLDG invocation | |
| fldglimitcalculation_component | FLDG Limit Calculation Component | Select | , Disbursement, Outstanding Principal, Outstand... | Basis used to calculate FLDG exposure limit | |
| typeoffldg_applicable | Type of FLDG Applicable | Select | , Fixed Deposit Only, Corporate Guarantee Only,... | Type of First Loss Default Guarantee applicable | |
| fldgfixeddeposit_percentage | FLDG Fixed Deposit Percentage | Percent | - | Percentage of exposure covered through fixed deposit FLDG | |
| fldgcorporateguarantee_percentage | FLDG Corporate Guarantee Percentage | Percent | - | Percentage of exposure covered through corporate guarantee FLDG | |
| servicer_fee | Servicer Fee | Check | - | Indicates whether servicing fees are applicable to partner | |
| restructureofloans_applicable | Restructure of Loans applicable | Check | - | Allows loan restructuring under partner agreement | |
| waivingofcharges_applicable | Waiving of Charges applicable | Check | - | Allows waiver of charges for partner-managed loans | |
| receivable_account | Receivable Account | Link | Account | Accounting account for amounts receivable from partner | |
| payable_account | Payable Account | Link | Account | Accounting account for amounts payable to partner | |
| credit_account | Credit Account | Link | Account | Account used to credit partner-related transactions | |
| fldg_account | FLDG Account | Link | Account | Account used to track FLDG balances | |
| partnerinterestshare | Partner Interest Share | Link | Account | Account for booking partner's share of interest income |
Child Tables
Shareables (Loan Partner Shareable)
| Field Name | Label | Type | Required | Options | Description |
|---|---|---|---|---|---|
| shareable_type | Shareable Type | Link | ✓ | Item | Item defining loan partner shareable category in Dafater. |
| sharing_parameter | Sharing Parameter | Select | ✓ | , Collection Percentage, Loan Amount Percentage | Basis for calculating partner share using collections or loan amount. |
| partnercollectionpercentage | Partner Collection Percentage | Percent | - | Partner’s percentage share of total loan collections. | |
| companycollectionpercentage | Company Collection Percentage | Percent | - | Company’s percentage share of total loan collections. | |
| partnerloanamount_percentage | Partner Loan Amount Percentage | Percent | - | Partner’s percentage share of sanctioned loan amount. | |
| minimumpartnerloanamountpercentage | Minimum Partner Loan Amount Percentage | Percent | - | Minimum guaranteed partner share percentage of loan amount. |
Permissions
| Role | Read | Write | Create | Delete | Submit | Cancel |
|---|---|---|---|---|---|---|
| Loan Manager | ✓ | ✓ | ✓ | ✓ | ||
| System Manager | ✓ | ✓ | ✓ | ✓ |
Related DocTypes
| DocType | Relationship | Module |
|---|---|---|
| Loan | Linked from | Loan Management |
| Loan Demand | Linked from | Loan Management |
| Loan Disbursement | Linked from | Loan Management |
| Loan Repayment | Linked from | Loan Management |
| Loan Repayment Schedule | Linked from | Loan Management |
| Account | Links to | Accounts |
| Address | Links to | Contacts |